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Real estate portfolio diversification – purchase of 12 apartments on the Costa del Sol

Real estate portfolio diversification – purchase of 12 apartments on the Costa del Sol

We supported a group of investors in building a diversified real estate portfolio – from analyzing 25 projects and selecting a strategy, to the purchase of 12 apartments across four locations.

Investors

Investors

Investor

Location

Costa del Sol (Benalmádena, Marbella, Estepona, Manilva) | Spain

Goal

Rental + appreciation + diversification

Type

Investment apartments

Value

over 4,500,000 EUR

Goal of cooperation

Goal of cooperation

Build a diversified real estate portfolio that generates current cash flow and enables the realization of capital gains in the medium term.

  • Categorizing investments into strategies: rental vs. capital appreciation
  • Geographical diversification within the Costa del Sol
  • Optimization of liquidity and financing structure

Challenge

The key challenge was designing a portfolio encompassing multiple properties, locations, and investment strategies simultaneously. Investors wanted to combine stable rental income with growth-oriented investments, while maintaining high liquidity. This required precise market analysis, project selection, and aligning financing with the entire investment structure.

Strategy

We began the process by analyzing over 25 projects on the Costa del Sol, which we evaluated in terms of ROI, rental potential, and capital appreciation. Based on this, we selected 4 investments in different locations – from Benalmádena, through Marbella and Estepona, to Manilva – building a portfolio based on geographical diversification. Each property served a specific function: some were intended for rental, while others – purchased at the "off-plan" stage – were for capital appreciation and resale. A key element was optimizing cash flow and ensuring the liquidity of the entire investment.

Process flow

We show what is the most difficult part of such a purchase and how we organize it to make the process safe and predictable.

01

Consultation

We have defined the investors' goals and the portfolio structure (rental vs. investment flip).

02

Analysis

We analyzed over 25 projects in terms of ROI, cash flow, and growth potential.

03

Strategy

We have designed a portfolio based on geographical and functional diversification.

04

Selection

We selected 4 investments and assigned them specific roles in the portfolio.

05

Financing

We have engaged a financial broker and a lawyer to optimize the financing structure and transaction security.

06

Finalization

We completed the purchase of 12 apartments in 2023 and supported the process of further investment management.

Number of properties

12 apartments

Number of analyzed projects

25+ investments

Locations

4 cities on the Costa del Sol

Investment result

over 50% profit on the portion of properties sold

Effect

The portfolio was built according to the assumptions – a portion of the real estate generates steady rental income, and a portion was sold in 2025 with a profit of over 50%. The final investment result exceeded the initial assumptions, confirming the effectiveness of the adopted diversification strategy.

Customer opinion

"From the beginning, we cared about a well-structured strategy, not random purchases. Thanks to the analysis and support of the entire team, we were able to make decisions based on data, not emotions. Ultimately, the portfolio is performing exactly as we assumed – and the results are even better than we expected."

Project lead expert

The project was led by Mariusz Cieślukowski, who was responsible for investment analysis, designing the portfolio strategy, and coordinating the acquisition process of multiple properties. He managed the collaboration with the financial broker and the lawyer, ensuring the optimization of financing and the security of the entire investment.